When you're buying a home, especially if it's your first home, you have lots of questions. Don't worry--we have lots of answers!
When I start visiting homes, what should I be looking for the first time through?
Is an older home as good a value as a new home?
Do I need to bring anything along when I'm looking at homes?
What should I ask The Humphrey Team about each home that I view?
What should I tell The Humphrey Team about the homes I view?
How many homes should I look at before I buy?
What should I think about when I'm deciding which community I want to live in?
Where can I get information about local schools?
How can I find out what homes are selling for in a given neighborhood?
I'd like to have a professional look at the home before I buy it. What does a home inspector do?
Should I be present during the inspection?
Do I need to talk to my insurance agent?
What's "earnest money," and how much do I need?
Is there any way I can protect myself against emergency repair bills in my new home?
How do I determine the amount of my initial offer?
If I'm moving a considerable distance, is there any way I can gather information before I start traveling?
Should I move myself or use a moving company?
What is a mortgage, and what are the benefits of different kinds of mortgages?
What are the different types of lenders, and how do I choose the right one for me?
Are there any mortgages especially designed for first-time buyers?
Can I get an FHA or VA mortgage?
How much of a down payment will I need to buy a home?
How does a lender determine the maximum mortgage I can afford?
What are the steps involved in the loan process?
What are points?
What is APR, and how is it calculated?
What is a good faith estimate?
What does my monthly mortgage payment include? And what does PI and PITI stand for?
What are the respective advantages of 15-year and 30-year terms?
Do adjustable rate mortgages offer any protection against rising rates?
How can I find out what my property tax bill will be?
What can I do if I have a fixed rate loan, and interest rates go down?
What is the difference between pre-qualifying and pre-approval?
Can I pay off my loan early?
